<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[HabGen Insurance]]></title><description><![CDATA[HabGen Insurance]]></description><link>https://www.habgen.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 19 Aug 2026 11:19:21 GMT</lastBuildDate><atom:link href="https://www.habgen.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Student Housing Insurance &#38; The "August-Turn": Operational Risks &#38; Underwriting Realities]]></title><description><![CDATA[August isn't just "Back to School" season—in the student housing sector, it’s the most intense, high-risk operational window of the year. Often executed in a compressed 5-to-7-day window, the August "Turn" requires property managers to vacate, repair, paint, clean, and re-occupy thousands of units before the fall semester begins. In large student communities, property teams may turn over 60% to 90% of their total beds within this single week. From an underwriting and risk management...]]></description><link>https://www.habgen.com/post/student-housing-insurance-the-august-turn-operational-risks-underwriting-realities</link><guid isPermaLink="false">6a7dc4f94b252ecc17cf9f67</guid><pubDate>Thu, 13 Aug 2026 14:02:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_7dabbefb383a4952a5407600f34598c9~mv2_d_5400_3600_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ari Rosenblum</dc:creator></item><item><title><![CDATA[Demystifying “High-Quality Management” in Habitational Insurance: What Carriers Actually Want to See]]></title><description><![CDATA[If you’ve tried placing a multi-family or habitational schedule recently, you’ve undoubtedly seen the underwriter’s notes come back with variations of the same phrase: “Requires high-quality management.” In a volatile property and casualty market, carriers are no longer just underwriting the bricks, mortar, and loss runs. They are underwriting the human infrastructure running the asset. But what does "high-quality management" actually mean in practice? And more importantly, how do you prove...]]></description><link>https://www.habgen.com/post/demystifying-high-quality-management-in-habitational-insurance</link><guid isPermaLink="false">6a6a5c9f5329f38dcec78777</guid><pubDate>Fri, 31 Jul 2026 19:57:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b8dd3d_a0fee013b4354c22b0b1156c7966eec5~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ari Rosenblum</dc:creator></item><item><title><![CDATA[The 2026 Commercial Habitational Insurance Divide: Mid-Year Market Insights]]></title><description><![CDATA[Explore HabGen's 2026 mid-year commercial habitational insurance market report covering multifamily property insurance, General Liability trends, underwriting changes, and what brokers need to know for the second half of the year.]]></description><link>https://www.habgen.com/post/the-2026-commercial-habitational-insurance-divide-mid-year-market-insights</link><guid isPermaLink="false">6a4fff32c6874e38d2bc9a3f</guid><category><![CDATA[Market News]]></category><pubDate>Fri, 10 Jul 2026 16:56:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b8dd3d_22471e9b17a941119da03d7ad5804595~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ari Rosenblum</dc:creator></item></channel></rss>