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SPECIALIZED PROTECTION ACROSS ASSET CLASSES.
Multifamily risk varies significantly depending on the building type. Our program specializes in the following:
Garden-style apartments are one of the most common multifamily property types in the country, featuring low-rise buildings, open-air corridors, and landscaped grounds with surface parking. We specialize in this property type.
Mid-Rise Communities
Five to six-story residential buildings present elevated life safety considerations and greater structural complexity. Our policies are structured around the specific risk profile of mid-rise ownership.
Urban Multifamily Developments
Urban multifamily developments are tightly integrated into city blocks with street-level units and minimal setback.We understand the concentrated exposures and unique liability considerations that come with this building type.
*Coverage descriptions on this website are general in nature and do not constitute a binding policy or guarantee of coverage. All coverages are subject to policy terms, conditions, and exclusions. Please refer to your policy for complete details.*
TARGET RISK PROFILES
HabGen is actively targeting:
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Garden-style communities with meaningful fire breaks
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Townhomes
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Low-rise properties
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Mid-rise properties
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Buildings built within the last 30 years or demonstrable effective age of 10 years or less on roofs and systems
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Class A and B communities
We specialize in complex and underserved habitational risks and welcome submissions outside of our targeted profiles.
Ready to Submit a Risk?
HabGen provides coverage for professionally managed habitational across the continental U.S.
Complete submissions allow us to provide faster and more accurate indications. To receive a quote, please submit all items to:
ACORD 125
SOV spreadsheet with COPE
5 year loss runs valued within last 60 days
Target rate
Target effective date