MIXED-USE DEVELOPMENT INSURANCE
Complex Properties Require Specialized Underwriting
Properties combining residential with retail, office, or amenity space require more than a standard policy. HabGen Insurance specializes in the layered exposures that come with mixed-use assets, giving brokers a reliable market.
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THE HABGEN
ADVANTAGE
Mixed-use properties sit at the intersection of multiple risk categories. We bring both the specialized knowledge and the program strength brokers need to place these accounts with confidence.
BROKER-FORWARD SERVICE
We move fast, communicate clearly, and work as a true partner to brokers placing complex risks. Straightforward submissions, responsive underwriters, no unnecessary back and forth.
PACKAGED PROPERTY & GENERAL LIABILITY
Habgen offers a true package policy that combines property and general liability coverage in a single program, simplifying the placement process for our broker partners.
MULTI-OCUPANCY EXPERTISE
When residential tenants share a building with retail or office occupants, exposures multiply. Our underwriters know how to structure coverage to address each occupancy type without gaps.
COVERAGE HIGHLIGHTS
Our program includes ground-up coverage, broad named insured endorsements, and assault and battery and sexual misconduct coverage, essential protections for properties with high tenant density and public-facing spaces.
*Coverage descriptions on this website are general in nature and do not constitute a binding policy or guarantee of coverage. All coverages are subject to policy terms, conditions, and exclusions. Please refer to your policy for complete details.*
Ready to Submit a Risk?
HabGen provides coverage for professionally managed habitational across the continental U.S.
Complete submissions allow us to provide faster and more accurate indications. To receive a quote, please submit all items to:
ACORD 125
SOV spreadsheet with COPE
5 year loss runs valued within last 60 days
Copy of Lease & Parental Guarantee
Supplemental Application
CSV Outputs from PMS (Yardi / Entrata / Realpage / etc)
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Current Rent Roll + Occupancy Report
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Trailing 12 months: Maintenance / work orders
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Trailing 12 months: Income and expense statements